Brexit negotiations: impact to British residents in Portugal

Brexit negotiations: impact to British residents in Portugal

The British Embassy has recently issued an update about the current negotiation between the United Kingdom and the European Union and the expected impact to the British residents in the EU area. Although there is still a long way to go until everything is finished, so far there is a few good news. The main and elementary needs of British expats in Portugal are being addressed.

Healthcare. British pensioners will have their healthcare arrangement protected in Portugal and can even continue to use the European Healthcare Insurance Card (EIHC) throughout the Union.

Social Security. Contributions for National Insurance will be recognised in the European Union and the United Kingdom. The right to a UK State Pension will be rightfully addressed.

Taxation, driving licences, passports. For the moment, there are no immediate changes, but these issues will continue to be addressed in the Brexit negotiations. About double taxation, the Embassy affirmed that the UK-Portugal Double Taxation Agreement between Portugal and the UK, dated 1968, will remain in place, as well as the Non-Habitual Residency tax status.

Voting. British residents will not be allowed to vote in municipal elections, as this comes from European citizenship, but the UK government will also be addressing the issue. Moreover, several other non-EU nationalities are eligible to vote under certain conditions (including even New-Zealanders!), so it is very likely that the UK and Portugal will fix this too.

Portugal and the UK Brexit

Good advice for British residents in Portugal

British expats should formalise their residency in Portugal through a register in local Town Hall of SEF (“Serviço de Estrangeiros e Fronteiras”) office, and also in the local health centre. These are simple moves to make it easy to the safeguard of rights; this would be advisable even with no Brexit, to avoid unnecessary bureaucracy.

Political goodwill in Portugal

Beyond the deals with the European Union itself, British expats can always rely on the goodwill of the Portuguese authorities. This means more than the almost seven-century old alliance between Portugal and England; it means that Portugal is firmly determined to take good care of foreign investment and relations, having tourism and real estate as two important revenue means. This applies to the massive tourist movement flocking to the country right now, but also to the growing French community of pensioners and even to Chinese investors, who can have access to the “Golden Visa”, created to make a move easier to them.

The British expat community, for its size and proximity, is especially important and the Portuguese government has repeatedly addressed that the Brexit process should and will not endanger relations between the two countries.

8 reasons why Portugal is the place to go right now

Why Portugal is slowly becoming a hugely popular country for worldwide visitors.

8 reasons why Portugal is the place to go right now

Portugal is a trendy tourist destination right now. Algarve has been one for decades, but it seems the country as a whole is now taking advantage of what it has to offer. Check 8 reasons why people from all over the world (not only Europe) is flocking to Portugal right now.

The wine

The country is not only home to Port wines but is also a high-quality wine producer. After a massive, strategic improvement in the wine-making industry over the last two decades, Portuguese wines can easily compete with Italian or French ones. You’ll find this out at any restaurant or supermarket.

The cities

Lisbon and Porto (seems British are starting to ditch the old “Oporto” adaptation) are ancient, well-preserved cities with excellent monuments, restaurants, bars and sights “at each corner”, as Portuguese say. Low-cost flights help the trend.

And then you have hidden gems like Coimbra, Guimarães, Sintra, Braga, Tavira, Évora and many more.

The prices

Western Europe quality standards and charming, with Eastern European prices. This is the Telegraph has described Portugal; it’s especially valuable in a time when the pound is being hit by Brexit effects.

Azores: Hawaii of Europe

Nine quiet and charming islands in the mid-ocean, with a temperate, stable climate all year round. You can surf, hike, eat, drink, watch whales and so much more. Some are calling it the Hawaii of Europe.

Madeira: a classic

The sub-tropical island has a beautiful, cosmopolitan capital in Funchal and lovely hikes and sights throughout its territory. But then you could fly to neighbouring Porto Santo and find a 9 kilometre-long beach.


Speaking of beaches, here you can surf high waves, bring your kids to safe waters, search for seaside nature, hike and more. There are almost 900 km of shore, from the Algarve to the north and the islands, and you can choose whatever you enjoy more.

Algarve beach

Hidden secrets

In fact, the thing about Portugal is that you have tourist secrets everywhere. Porto has the bookshop that inspired the Hogwarts library of Harry Potter. And Coimbra has the student garments that inspired Potter’s own. Tagus river has a medieval castle on an island. Alentejo has a chapel decorated with bones and the biggest artificial lake in Europe. Porto is great all year, but the Saint John’s celebrations (23rd to 24th June) are incredible. Braga has a cathedral older than Portugal, and a football stadium carved out of a rock. There are celt Carnival celebrations in Trás-os-Montes, the “schist villages” in Central Portugal, regional delicacies to taste and drink almost everywhere.

Check one of the Algarves many hidden hot spots on our youtube channel here – ALGAR SECO CARVOEIRO

Security and stability

The American TV series “Modern Family” staged a joke about Portugal in season 7, episode 18. The two teenager characters, Luke and Manny, were discussing the odds of hanging out with some beautiful European students. Luke said: “those girls don’t respect weak, little nerds. They’ve lived through wars”. But Manny replies: “They’re from Portugal.” A peaceful country where nothing wrong happens: this is what Portugal means to Americans, currently. No wonder European tourists and travellers feel the same.

Portugal vence “Óscares” do turismo em 37 categorias

Portugal, definitivamente, está na moda enquanto destino turístico de nível mundial. A comunicação social divulgou que o país ganhou mais um prémio, desta vez dos World Travel Awards. Porém, a leitura apressada não diz tudo sobre a importância deste prémio.

Portugal vence “Óscares” do turismo em 37 categorias

Portugal, definitivamente, está na moda enquanto destino turístico de nível mundial. A comunicação social divulgou que o país ganhou mais um prémio, desta vez dos World Travel Awards. Porém, a leitura apressada não diz tudo sobre a importância deste prémio.

Em primeiro lugar, porque este não é um prémio qualquer. Portugal, Lisboa, Porto, Algarve, Madeira e Açores têm ganho vários prémios publicados por revistas e websites da especialidade, por vezes atribuídos por um júri, outras por votação livre do público. Mas o World Travel Awards é uma iniciativa diferente. É um prémio organizado pelos próprios profissionais do setor do turismo. Neste sentido é semelhante aos Óscares do cinema norte-americano, ou à atribuição do prémio de Melhor Jogador de Futebol do mundo pela FIFA, feita por jogadores, treinadores e jornalistas. Pode considerar-se um prémio oficial.

Algarve Portugal

Em segundo lugar, porque ”Portugal” não venceu “só”. Tal como nos Óscares, existem várias categorias. E se é verdade que venceu o prémio de Melhor Destino Europeu (o mais importante do nosso continente), também é verdade que o país venceu em 37 categorias, mais 13 do que no ano anterior. O Algarve, por exemplo, arrecadou vários prémios:

  • Melhor Destino de Praias Europeu (para a região, em si);
  • Melhor Resort “Lifestyle” Europeu (EPIC Sana Algarve Hotel);
  • Melhor Resort “Lifestyle” Europeu (Conrad Algarve);
  • Melhor Hotel de Reuniões e Conferências (Ria Park Hotel);
  • Melhor Resort de Praia Europeu (Hotel Quinta do Lago)
  • Melhor “Boutique Hotel” Europeu (Vila Joya)
  • Melhor “Boutique Resorts” Europeu (Vila Joya)
  • Resort mais Romântico da Europa (Monte Santo)

Os números são claros: 17% das exportações e 8% dos empregos estão ligados ao turismo, e a tendência é de crescimento. Os turistas adoram tudo: o clima, a gastronomia, a História, a natureza, o património, a segurança, os preços – e, talvez, acima de tudo, as pessoas, naturalmente simpáticas e prestáveis.

Tudo isto contribui também para que o turismo se torne um fenómeno mais permanente, diminuindo o seu caráter clássico de sazonalidade. O setor imobiliário terá um papel importante a desempenhar, ao captar turistas em busca de segunda residência ou mesmo de residência permanente para gozar a reforma. Turistas esses que irão contribuir de forma muito positiva para a economia, tanto no Algarve como no resto do país, ao longo de todo o ano.

Municipal Elections in Portugal

A brief blog on the election in Portugal, the turn out the results and some interesting new politicians.

Municipal Elections in Portugal

The first Sunday of October was a day of municipal elections in Portugal (“autárquicas”, with a common Greek root with the English “autarchy”). Unlike what could be expected, the abstention numbers (45%) were in line with previous elections. A large number of people feel disconnected and don’t vote as an act of silent protest. This trend is expected to grow over the next few years, although it’s unclear if it’s going to have any serious effect in the way politics is effectively made.

Some bizarre outlooks

There’s a hidden fact contributing to 45% of abstention; an administrative glitch is making that deceased people are still being considered as voters. Apparently, no political party has interest in working to correct this situation. It’s unlikely to have 9,4 real million voters when the population is 10,3 million.

In Oeiras, a municipality of the Greater Lisbon, the new mayor is a convicted criminal. A former longtime mayor, he did not run in the previous election of 2013, while struggling with Justice. He was in jail for tax fraud and money laundering between 2013 and 2014. However, he was now elected once again, with a staggering 41,65%, more than the next three rivals combined.

For a lot of people, it seems bizarre that a known corrupt politician could get this kind of results. One could assume that people connect the new mayor (who ruled Oeiras between 1985 and 2013, with a short break) with a time of development in the area and accomplished works (“obra feita”). Somehow, this is a vote to a return to a known past, which it seems more important than the criminal record of the mayor.

2 imagem direito predial

A contribution to political stability?

These municipal elections were very much another confirmation of Portugal as, currently, a very stable country. The last national elections, in 2015, caused a commotion when the centre-left party, the Socialists, created a coalition with left-wing parties (the Left Bloc and the Communists) to ensure the formation of a government. The Socialists elected less MP than the ruling centre-right coalition, but this way they were allowed to step up.

Is was the first time after the Carnation Revolution that a government was formed by a party not having won the elections (not having the highest number of MP). However, in spite of the centre-right outcry, the new left-wing coalition somehow continued the political effort of complying with European and international austerity measures, after the 2011 bailout.

The Socialists were the clear winners of the municipal elections, at the expense of the centre-right and taking several municipalities to the Communists. For the moment, their initiative has been rewarded.

Portugal Golf Masters: 11ª edição foi um sucesso

Portugal Golf Masters: 11ª edição foi um sucesso

Decorreu, no fim de semana de 21 a 24 de setembro, mais uma edição do Portugal Golf Masters. A 11.ª edição, à semelhança de edições anteriores, contou com grandes nomes do panorama do golfe internacional. Destaque para o melhor resultado de sempre da participação portuguesa, com Filipe Lima e Ricardo Melo Gouveia a terminarem empatados no 5.º lugar. Nunca antes um golfista português havia conseguido classificar-se acima da 16ª posição nesse que é o mais importante torneio de golf de Portugal.

O vencedor foi Lucas Bjerregaard, com 264 pancadas, deixando Marc Warren no segundo lugar, com 268. Eddie Pepperell e Graeme Storm quedaram-se pela 3ª posição, empatados com 269 pancadas. Os portugueses vieram logo com 270, demonstrando quão equilibrada foi esta edição.

O evento decorreu no Dom Pedro Victoria Course, situado em Vilamoura. Com uma superfície de 90 hectares, é um campo Championship, par 72, concebido por Arnold Palmer, uma lenda do golfe internacional.

Tal como em 2016, o Portugal Golf Masters foi o mote para uma iniciativa de angariação de fundos para o apoio ao golfe adaptado. De acordo com Peter Adams, diretor de Campeonatos do European Tour, o valor angariado foi de cerca de 24.900 euros.

Algarve golf

Golfe: uma tacada certeira do turismo nacional

Se o clima é naturalmente propício, permitindo a prática do desporto ao longo de todo o ano – muito do agrado dos golfistas europeus e norte-americanos – os “players” da indústria nacional têm sabido desenvolver um produto de qualidade.

Neste sentido, o golfe torna-se um elemento importante, ou até mesmo essencial, na estratégia geral do turismo nacional. Constitui uma referência de qualidade, capaz de atrair turistas não só para férias mas também para segunda residência e, crescentemente, como destino para viver a reforma. Para o setor imobiliário, nomeadamente no Algarve – a região por excelência do golfe em Portugal – trata-se de um “asset” de grande importância estratégica.

Recorde-se que Portugal foi apontado pela World Golf Awards, pelo terceiro ano consecutivo, como o melhor destino de golfe a nível mundial, enquanto a Today’s Golfer apresentou o Algarve como o melhor destino de golfe da Europa. Os prémios não são mais do que o reconhecimento do trabalho que a indústria do golfe tem vindo a desenvolver ao longo das últimas décadas e que, tudo indica, continuará no mesmo caminho.

Algarve in the top 10 of most expensive streets in Portugal

Latest reports show that the Algarve features twice in the most expensive streets in Portugal. Not surprisingly both are by the beach and offer lavish sprawling private villas.

Algarve in the top 10 of most expensive streets in Portugal

Algarve has long ago settled itself among the hottest real estate areas in Portugal and a recent indicator, once again, comes to reinforce this idea. The property portal Idealista has published a list of the ten most expensive streets in the country. The Algarve is “represented” by Loteamento Fonte Santa, in Quarteira, and Vale do Lobo.

The first and second places on the list are held by Lisbon. In Rua do Salitre, right in the historic city centre, the average cost of a property is around €2.9 million. Third place was awarded to Loteamento Fonte Santa, with €2.4 million as an average price. Vale do Lobo is the 10th, with an average of €1,5 million.

Fonte Santa Algarve Portugal

Algarve: quality tourism and real estate investment

Algarve is not exactly a new destination for tourists from Britain and all Europe, neither for real estate investors. The region celebrated last year the 50th anniversary of the Penina Golf Couse, designed by late Sir Henry Cotton, a big fan of the year-round golf conditions of the southern Portuguese region. Just a year before had opened the Faro Airport, and then the international trend started.

Up until today, Faro is the only important international airport in mainland Portugal apart from Lisbon and Oporto, which clearly demonstrates the economic relevance of tourism in Algarve. It’s not a coincidence that only Lisbon, Oporto and Algarve make this top-10 list.

The achievement of having 2 of the ten most expensive streets of the country also points towards the high-quality profile of the region. Unlike other tourist areas across Europe (notably in Spain), “The West” (the original meaning of the word “Algarve”, of Arabic origins) has kept a high-quality profile. First as a tourist destination, and then – and as a consequence – as a real estate destination.

Algarve as a quality destination is a real political issue in Portugal. Pressure from grassroots movements has contributed to this goal. Environmental groups and some political parties have long complained about deregulated developments and wild trends in urbanisation and construction. Although some straps of Algarve have been “lost” to massive urbanisation, most of the region was able to preserve its natural, unique feel.

Moreover, civil society is currently tackling, successfully, the effort from economic groups to start offshore drilling for oil, in Algarve. Projects are rejected as they’re considered to be a threat both to the environment and to the quality of the region as a tourist destination.

The political consensus in the Portuguese society about the strategic importance of Algarve, and the ability to make decisions about it is also an important factor of improvement and valorisation of the local real estate market.

Novas Regras de Combate ao Branqueamento de Capitais

Novas Regras para as Escrituras de Imóveis


A partir de 19 de novembro, os notários e outras entidades com competência para lavrar ou autenticar contratos de compra e venda de bens imóveis terão de fazer constar no contrato o meio de pagamento utilizado e o momento em que este ocorre.

Inscrita numa ampla política de prevenção e de combate ao branqueamento de capitais e ao financiamento do terrorismo, a Lei nº 89/2017, de 21 de Agosto, aprova o Regime Jurídico do Registo Central do Beneficiário Efetivo (RCBE) e transpõe para a ordem jurídica interna o Capítulo III da Diretiva (UE) 2015/849, do Parlamento Europeu e do Conselho, de 20 de maio de 2015, relativa à prevenção da utilização do sistema financeiro para efeitos de branqueamento de capitais ou de financiamento do terrorismo. Neste contexto, a Lei n.º 89/2017 procede também à alteração do Código do Registo Predial e do Código do Notariado, no que se refere às menções obrigatórias que devem constar dos instrumentos notariais, processuais ou outros destinados a titular factos sujeitos a registo predial, como é o caso dos contratos de compra e venda de bens imóveis.


Assim, a partir do dia 19 de novembro, na compra e venda de um imóvel, a entidade perante a qual o negócio é celebrado (conservatória, notário, advogado, câmara de comércio e indústria ou solicitador) passará a ter de mencionar obrigatoriamente no contrato, «sempre que esteja em causa o pagamento de uma quantia, a indicação do momento em que tal ocorre e do meio de pagamento utilizado».

Caso o pagamento ocorra antes ou no momento da celebração do ato, a lei exige agora que seja consignado no contrato o respetivo meio de pagamento. Assim, se este for realizado em numerário deverá ser indicada a moeda utilizada. Já se o pagamento for efetuado por cheque, deverá mencionar-se o seu número e a entidade sacada. Tratando-se de pagamento através da realização de uma transferência de fundos, deverá ser consignada «a identificação da conta do ordenante e da conta do beneficiário, mediante a menção dos respetivos números e prestadores de serviços de pagamento» ou, «quando o ordenante ou o beneficiário não realize a transferência por intermédio de uma conta de pagamento», deverá constar «a menção do identificador único da transação ou do número do instrumento de pagamento utilizado e do respetivo emitente».

Ouvidas durante o processo legislativo, quer a Comissão Nacional de Proteção de Dados (CNPD) quer a Ordem dos Advogados levantaram objeções a esta alteração legislativa. Não obstante esta controvérsia, o diploma foi aprovado no parlamento e publicado em Diário da República, entrando em vigor já a partir do dia 19 de novembro.

No mesmo pacote legislativo de combate ao branqueamento de capitais e ao financiamento do terrorismo inserem-se igualmente as novas obrigações de comunicação que recaem sobre as entidades que exerçam atividades imobiliárias, como mediação imobiliária, compra, venda, compra para revenda ou permuta de imóveis, arrendamento e promoção imobiliária.



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